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Personal Loans

Looking around to see how low personal loan rates are?


Our typical APR is 8.9% for loans £7,500  - £14,950

A loan from Alliance & Leicester could be the ideal way to make the things you want more affordable. You could enjoy the holiday of your dreams, improve your home or buy a new car

Our low rate cheap loans cost you less!

  • Personal Loans are available to both new and existing customers.
  • Typical* rate is 8.9% APR for personal loans between £7,500 and £14,950.
  • Don't forget optional Personal Loan Payment Protection Insurance could cover your repayments if you are unable to work due to accident, sickness, unemployment or if you leave work to become a carer for an immediate family member. It also includes life cover, so if you died the outstanding balance of your Personal Loan could be paid, up to a maximum of £30,000.
  • You'll find our online loans application form both easy to use and completely secure. It takes about ten minutes to complete and in most cases we'll get a decision to you within 24 hours.

Compare our personal loans with other banks

This table is based on a new customer taking out a personal loan of £7,500 (without insurance) for a term of 60 months.

ProviderAPR typical*Monthly costTotal payableSaving
Santander8.9%£153.41£9,244.80 
Post Office9.9%£157.43£9,445.80£201.00
Marks & Spencer Money9.9%£159.92£9,595.20£350.04
Lloyds TSB11.3%£162.31£9,738.60£493.80
NatWest12.9%£167.60£10,056.00£811.20
Source of competitor data: Moneyfacts.co.uk - the money search engine 05.10.2009

Important Information

†Phone lines are open from Monday to Friday between 9am and 8pm and Saturday between 9am and 6pm. Calls are free from UK landlines, but calls from a mobile phone may be different. Calls are recorded and may be monitored for security, quality control and training purposes.



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