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Choose a Credit Card
that suits you

A great offer for existing customers. 0% on balance transfers for 6 months and 0% balance transfer fee (usually 3%). Typical 18.9% APR (variable). Find out more.

Santander Zero Credit Card

  • No balance transfer fee for any transfers made in the first three months1
  • 0% foreign exchange fee
  • 0% cash advance fee3
  • £0 annual fee
  • 0% for 6 months on balance transfers2 and purchases from date of account opening.
  • Typical 18.9% APR (variable)

Santander Credit Card

  • 0% for 13 months on balance transfers from date
    of account opening. 3% fee applies (minimum £5)2
  • 0% for 3 months on purchases from date of
    account opening
  • No annual fee
  • 2.95% foreign exchange fee
  • Typical 16.9% APR (variable)



Please be aware that further products are available when applying through branch or over the telephone. Our credit cards have been designed to appeal to a broad range of customers, therefore please make sure that you choose the credit card that is right for you.


1 The no balance transfer fee offer is available for the first three months after opening the account if you have a current account, mortgage or investment product with Santander UK plc or Alliance & Leicester plc at the point of applying for the account

2 The smallest amount you can transfer is £100. The total amount of balances you can transfer cannot be more than 95% of your credit limit. If the total transfer you want to make is above your available credit limit, we may allow you to transfer part of this amount. You cannot transfer balances from other Santander Group accounts (including cahoot).

3 Some independent cash machine providers may charge a fee for cash withdrawals. We charge interest on cash withdrawals at a standard rate of 27.9% APR. We charge interest on all cash withdrawals from the date the amount withdrawn is added to your account balance.


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